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Key
Facts
- The Financial Services Authority (FSA)
The FSA is the independent watchdog that regulates financial services. It requires us to give you this document. Use this information to decide if our services are right for you.
- Whose products do we offer?
We offer equity release products from the whole market.
- Which service will we provide you with?
We will advise and make a recommendation on equity release products for you after we have assessed your needs.
- What will you have to pay us for this service?
No fee, we will be paid by commission from the company that lends you money or buys your
home.
or
A fee of 1% payable upon completion of the equity release product.
- Refund of fees
If we charge you a fee, and your equity release sale does not go ahead, you will receive:
A full refund if the company rejects your application.
- Who regulates us?
G & G Financial Services Ltd, 142 New Road, Aston Fields, Bromsgrove, Worcestershire, B60 2LE is authorised and regulated by the Financial Services Authority. Our FSA Register number is 407884.
Our permitted business is advising on and arranging equity release products.
You can check this on the FSA's Register by visiting the FSA's website
www.fsa.gov.uk/register/ or by contacting the FSA on 0845 606 1234.
- What to do if you have a complaint?
If you wish to register a complaint, please contact us:
...in writing - Martin Gwynn, G & G Financial Services Ltd,
142 New Road, Aston Fields, Bromsgrove, Worcestershire.
...by phone - Telephone 01527 870202.
If you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service.
- Are we covered by the Financial Services Compensation Scheme (FSCS)?
We are covered by the FSCS. You may be entitled to compensation from the scheme if we cannot meet our obligations. This depends on the type of business and the circumstances of the claim.
Equity release advising and arranging is covered for 100% of the first £30,000 and 90% of the next £20,000 so the maximum compensation is £48,000.
Further information about the compensation scheme arrangements is available from the FSCS.
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Message from the Financial Services Authority
Think carefully about this information before deciding whether you want to go ahead.
If you are at all unsure about which equity release transaction is right for you, you should ask your Adviser to make a recommendation. |
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